Intelligent routing sends transactions to the bank most likely to approve them, maximizing successful sales.
Hubpay is now approaching $10 million in annual recurring revenue (ARR), moving toward profitability and preparing for a Series B funding round to scale internationally. The long-term ambition: transition from startup to scale-up, potentially toward an IPO.
| Service | Fee | Notes | | :--- | :--- | :--- | | | $0.00 (Free) | Only applies to internal Hubuppayments users. | | Crypto Deposit | 0.5% | Covers network gas fees. | | Fiat Deposit (Bank) | Free | ACH is free; Wire transfer costs $5. | | Merchant Transaction | 2.9% + $0.30 | Standard for credit cards; 1% for crypto payments. | | ATM/Card Withdrawal | $2.50 | Plus any third-party ATM fees. | | Currency Conversion | 1% spread | This is how they make money on crypto trades. |
: Integrates invoice generation, automated payment reminders, collection, and real-time ledger updates into one single system of truth. hubuppayments
: As a specialized processor, they utilize modern encryption to ensure your banking details remain private while you support your favorite creators. The Bottom Line
Unlike traditional processors like PayPal or Stripe that primarily deal with fiat currency (USD, EUR, GBP), Hubuppayments positions itself as a "hybrid hub." It allows users to:
: Automatically enforces localized tax computations and cross-border regulatory compliance protocols across global jurisdictions. Architectural Advantages: One Connection, Infinite Rails Intelligent routing sends transactions to the bank most
: Digital-first platforms prioritize price transparency, ensuring that the rate quoted is exactly what you pay without hidden "buffer" fees. The Competitive Landscape
: Access named virtual IBANs in major global currencies to receive international payments as easily as local ones.
The platform distinguishes itself from legacy payment processors through several cutting-edge features: | Service | Fee | Notes | | :--- | :--- | :--- | | | $0
: Replaces sensitive card details with secure tokens, ensuring that actual card numbers are never stored on the merchant’s servers.
: Evaluate the shift from traditional celebrity endorsements to "micro-influence" where everyday users monetize their reach.
The turning point came when a major financial institution invested in Hubup Payments, providing the necessary capital to fuel further growth and expansion. This endorsement not only boosted credibility but also opened doors to new partnerships and opportunities.
