While RTGS is technically available 24/7 via digital channels, branch-based requests are subject to specific business hours.
To avoid transaction rejection or delays, ensure you verify the following items before handing the slip over to the bank clerk:
No, RTGS transactions done through Internet Banking or Mobile Banking are typically free of service charges. union bank of india rtgs form
💡 : Arrive at least 30 minutes before the branch’s RTGS cut-off to allow processing time.
The minimum amount is ₹2 Lakh . There is no maximum limit for RTGS transfers. While RTGS is technically available 24/7 via digital
Mention the receiver's bank name and specific branch.
, and the funds reached the recipient within minutes. The acknowledgment slip I received was a great safeguard for tracking the payment. While branch-based transfers do carry small charges (regulated by RBI), the security and speed are worth it for amounts over ₹2 lakh. Highly recommended if you want a reliable way to move large sums safely." Key Highlights for Your Review Ease of Use The minimum amount is ₹2 Lakh
The transaction is pushed to the RBI settlement engine.
The bank utilizes this section to process your transaction. Accuracy here is critical to avoid rejection.
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